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One API call to issue virtual and physical cards, manage cardholders, and process transactions. Production-ready SDKs, real-time webhooks, and a sandbox that mirrors live — so you can go from first line of code to first card issued, fast.
4.5/5 from 47,942 reviews
~ms
Avg. Response Time
%
Uptime SLA
K+
Requests / sec
+
API Endpoints
Infrastructure You Can Trust
Your card program handles real money. Our infrastructure is built to match — battle-tested security, guaranteed uptime, and elastic scaling from day one.
Elastic Scaling
Issue 10 cards or 10 million — the API scales automatically. No capacity planning, no infrastructure provisioning, no surprises on launch day.
Bank-Grade Security
PCI DSS Level 1 compliant. Every API call is authenticated, encrypted in transit and at rest, and logged for audit.
99.9% Uptime SLA
Multi-region deployment with automatic failover. Real-time status monitoring and incident alerts.
Sandbox That Mirrors Live
Test your integration end-to-end with simulated transactions, test cards, and webhook delivery. Move to production with a single environment switch.
Powerful Open APIs
Accelerate development with our open APIs and webhooks, and create new card experiences in days.
Documentation
Step-by-step integration guides for card issuing, collections, and payouts across Africa
API Reference
Complete REST API reference with endpoints, request schemas, and response examples
SDKs & Libraries
Official SDKs for Node.js, Python, PHP, Ruby, and Go to accelerate your integration
Everything You Need to Build
From issuing your first card to processing millions of transactions — every tool, endpoint, and integration, ready out of the box.
Real-Time Webhooks
Instant notifications for every transaction, authorization, and card event. Automatic retries with exponential backoff.
Transaction Controls
Set spending limits, restrict merchant categories, block countries, and enforce velocity rules — all per card via API.
Apple Pay & Google Pay
Tokenize cards for mobile wallets with a single endpoint. Enable contactless payments on Apple Pay, Google Pay, and Samsung Pay.
Multi-Currency & Stablecoins
Issue cards in USD, EUR, USDT, and USDC. Fund with stablecoins or fiat, with automatic FX conversion and transparent rates across 150+ countries.
3D Secure Authentication
Built-in 3DS2 support for every card. Reduce fraud and chargebacks with strong customer authentication while keeping checkout frictionless.
Download Fyatu & Take Control
Virtual cards, global transfers, eSIMs and top-ups — all in one app. Join over 1M users.