Build Your Card Program

A Card Program is the top-level entity in the Fyatu card issuing hierarchy. It defines your program-wide configuration — network selection (Visa, Mastercard, or both), compliance policies, KYC thresholds, and global spend rules. All Card Products and Cardholders exist within a Card Program.

There is no hard limit. You can create as many Card Products as your business requires under a single Card Program — for example, a virtual prepaid product, a physical debit product, and a B2B expense card product, all sharing the same program-level compliance configuration.

Yes. Fyatu supports both Visa and Mastercard from a single card program. You configure network preference at the Card Product level, so you can have one product on Visa and another on Mastercard under the same program umbrella.

Most card programs go live within 1–3 weeks on Fyatu. Initial configuration — including BIN assignment, network setup, and compliance policy definition — is handled by our onboarding team alongside your developers.

Yes. Card Programs can be configured to support multiple settlement currencies. Individual Card Products within the program can then be assigned specific currency profiles, allowing you to serve cardholders in different markets from one program.

Program-level compliance settings include KYC policy tiers, AML velocity rules, prohibited MCC categories, maximum cardholder spending limits, and transaction monitoring thresholds. These cascade automatically to all Card Products and Cardholders created under the program.