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The Modern Platform For
Virtual Card Issuing.
Get an instant virtual Visa or Mastercard card — or build a full card program via REST API. 3D Secure, Apple Pay & Google Pay included. For individuals, fintechs, and card program operators.
4.5/5 from 47,942 reviews
USD
Works with your favorite platforms
Trusted By Over A Million Users
From solo founders to enterprise fintechs, over a million cardholders across 180+ countries rely on Fyatu to issue, manage, and scale their Visa and Mastercard card programs.
Instant virtual cards
for global payments
Dedicate a unique card to every merchant, subscription, or ad campaign — full tokenization and per-card spend controls included.
Global card
programs
Debit, prepaid, and virtual card programs across multiple BINs — co-branded, white-label, or multi-tenant, all under one API.
Live in days,
not months
From API keys to your first issued card in under a week. No compliance bottlenecks, no 6-month onboarding queues.
Secure and
compliant at scale
PCI DSS compliant, 256-bit encryption,
biometric authentication, and real-time
fraud monitoring on every transaction.
Everything You Need,
All In One Place
One platform for every card program type — virtual, prepaid, debit, one-time, bulk, and corporate cards. Instant issuance, JIT authorization, per-card spend controls, and real-time webhooks on every transaction.
Issue Cards In Seconds
Create virtual Visa and Mastercard cards instantly via our API or dashboard.
CLAUDE CODE
FACEBOOK ADS
NETFLIX SUB
GOOGLE ADS
TIKTOK ADS
SHOPIFY
Instant Push Notifications
3D Secure OTP, refunds, payments and top-ups — get every alert in real time.
15:38
Saturday, March 22
Issue Cards Anywhere In The World
Visa, Mastercard, virtual or physical — issue cards into any market via a single REST API.
180+
countries where cards are accepted
60M+
merchants accepted
99.9%
API uptime SLA
<200ms
avg. response time
Built for Growth, Proven by Customers
From freelancers to enterprises, Fyatu helps thousands manage their money smarter and faster.
"We spent 6 months looking for a reliable card issuing provider in Africa. With Fyatu, we integrated the issuing API in 3 days. The docs are so clean that our junior dev handled the integration alone. Rachel on our product team took it from there."
Emmanuel Osei
CTO @ Epicurious
"The card program just works. Zero downtime in 8 months. Webhooks land in under 200ms, which lets us update balances in real-time for our users."
Fatima Al-Hassan
Lead Engineer @ Lightbox
"When James decided to switch providers, I ran the numbers. We were paying 3x more before. Fyatu's flexible pricing scales with our volume — we cut card program costs by 60% in the first quarter."
David Mensah
CFO @ FocalPoint
"After 2 providers that let us down, Fyatu was a relief. The dashboard is intuitive, the API logs are detailed, and tech support responds in under 10 minutes."
Amina Diallo
Founder @ GlobalBank
"We launched our neobank in 4 weeks using Fyatu's API. Card issuing via API is rock-solid, endpoints are well-documented, and responses average under 200ms."
Sarah Kimani
CEO @ Layers
"What sold me is how simple the dashboard is. I see every card issued, every transaction, every webhook — all in real-time. No more juggling between 5 different tools."
Michael Achebe
Product Lead @ Luminous
"We tested 4 card API providers before Fyatu. Others had either outdated docs or webhooks that dropped. Fyatu is the only one where everything works as documented — which is exactly what Nina's risk team needed."
Omar Ndiaye
VP Engineering @ Segment
"Tiered pricing let us start free and scale without surprises. We went from 100 to 15,000 active cards in 6 months without changing plans."
Grace Okafor
COO @ Catalog
"Our dev team integrated card issuing in 3 days. Not 3 weeks, 3 days. The REST docs are clean, code samples work first try, and sandbox responds exactly like production."
Daniel Kofi
CTO @ Cloudwatch
"After Emmanuel's team integrated the API, I took over the card program. We went from managing prepaid cards manually for 2 years to issuing 500 cards per day automatically. The ROI was immediate."
Rachel Banda
Head of Product @ Epicurious
"I chose Fyatu because of the 5 BINs — we needed both Visa and Mastercard from a single API. David confirmed the pricing made sense, and we haven't looked back since."
James Okonkwo
Founder @ FocalPoint
"Omar's team picked Fyatu for the reliability, but for me the transaction webhooks are the game-changer. We get real-time alerts and can block suspicious cards before the cardholder even notices."
Nina Kamara
Head of Risk @ Segment
Frequently Asked Questions
Everything you need to know about Fyatu virtual cards and card programs.
