Crypto & Web3
Crypto Card Programs on Standard Card Rails
Let your users spend USDT and USDC anywhere Visa and Mastercard are accepted. Just-in-time authorization pulls and converts funds at the moment of purchase — zero prefunding, full spend control, via one API.
4.8/5 from crypto-native teams
Countries
0 +
API uptime
0 %
API endpoints
0 +
JIT authorization
0 ms
Built for Crypto & Web3 Platforms
From exchanges to self-custody wallets — give your users a card that spends their stablecoins.
Launch an exchange card
Let users spend their USDT/USDC balance directly. JIT converts to fiat at authorization — no manual top-ups.
Add cards to your wallet
Issue branded virtual and physical cards to wallet users. Funds stay in-wallet until the moment of purchase.
Crypto-native neobank
Build a banking experience on stablecoin rails with cards, spend controls, and real-time webhooks.
Pay contributors in stablecoin
Issue cards funded from a USDC treasury so global contributors can spend instantly.
On-ramp to the real world
Bridge on-chain balances to everyday spending without forcing users off your platform.
Stablecoin Spending, Without the Friction
The infrastructure to turn USDT/USDC balances into spendable Visa & Mastercard cards.
JIT funding & conversion
Card balance stays at zero until authorization. Funds are pulled and converted from stablecoin at the moment of the transaction.
No prefunding required
No capital locked in float. Your treasury funds authorizations in real time — maximum capital efficiency.
Standard Visa & Mastercard rails
No blockchain acceptance needed at the merchant. Cards work anywhere the networks are accepted, online and in-store.
Spend controls & webhooks
MCC, velocity, and geo restrictions per card, with real-time authorization webhooks your systems can approve or decline.
USD
EUR
Capital-Efficient by Design
JIT funding means you never pre-load cards or lock up working capital.
Zero prefunding, real-time settlement
With just-in-time funding, your cards carry no balance until a purchase happens. We request authorization from your systems, you convert from USDT/USDC, and the transaction settles — all in under a second.
KYC & AML built in
Identity verification and transaction monitoring to meet regulatory requirements.
Apple Pay & Google Pay
Every card is tokenizable for mobile wallets from the moment it is issued.
Real-time authorization
Approve or decline every authorization from your own backend via webhook.
Launch a Crypto Card Program in 3 Steps
From sandbox to first stablecoin-funded card in days.
Get API Keys
Sign up for a developer account and access our JIT sandbox instantly.
Wire Up JIT Funding
Implement the authorization webhook so your treasury converts USDT/USDC on demand.
Go Live
Switch to production and issue stablecoin-funded cards to your users.
Got questions?
Everything you need to know about crypto card programs on Fyatu.