Consumer Credit
Launch Your Consumer Credit Program with Global Infrastructure
Issue consumer credit cards, manage credit limits, automate billing cycles, and handle repayments across 30+ countries — all via API.
4.6/5 from 85 partners
Countries
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Withdrawal speed
< 0 min
Uptime SLA
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Payment methods
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Built for Consumer Credit Programs
From revolving credit lines to buy-now-pay-later — everything you need to run a credit card program.
Issue credit cards
Launch Visa and Mastercard credit cards with configurable credit lines and billing cycles.
Automate collections
Collect repayments to cards and wallets automatically, with retries and reminders built in.
Set limits your way
Plug in your own risk model to assign and adjust per-cardholder credit limits via API.
Lend in any currency
Issue and settle in USD, EUR, GBP, and 25+ local currencies with automatic conversion.
Instant credit cards
Issue virtual credit cards instantly so approved customers can spend right away.
Everything a Credit Program Needs
High-performance infrastructure designed for consumer credit at scale.
Configurable revolving credit
Set credit limits, billing cycles, interest, and fees per program — all controlled via API.
Card & bank repayments
Process Visa, Mastercard, and bank transfers with 3D Secure authentication and instant confirmation.
Crypto deposits & withdrawals
Accept USDT, USDC, and other stablecoins for funding and repayment. Instant on-ramp and off-ramp.
Platform integration via API
RESTful APIs with webhooks for seamless integration with your core banking or lending platform.
Reliability Partners Trust
99.9% uptime, real-time processing, and 24/7 availability.
Never miss a billing or repayment event
Our infrastructure is built for high-volume credit programs. Real-time webhooks notify your platform of every authorization, billing cycle, and repayment as it happens.
KYC & AML built in
Identity verification and transaction monitoring to meet regulatory requirements.
Advanced fraud detection
AI-powered fraud prevention protects your program and cardholders.
Dedicated partner support
Priority support and custom integration assistance for credit partners.
Integrate in 3 Steps
Get your credit program connected to our infrastructure.
Get API Keys
Sign up and get sandbox access to test issuing, billing, and repayment flows.
Integrate Your Platform
Connect our API to your core banking, lending, or risk platform.
Go Live
Switch to production and start issuing credit cards to your customers.
Got questions?
Everything you need to know about Fyatu for consumer credit.