Expense Management
Take Control of Your Business Expenses
Issue corporate cards to every employee, set spend limits by card or merchant category, and track every transaction in real time — all via API.
4.5/5 from 560 businesses
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Settlement
Real-time
Corporate Cards for Every Team
From startups to enterprises — issue cards, set controls, and automate reconciliation.
A card for every employee
Issue branded corporate cards to staff with per-card limits and merchant category controls.
Budgets by team
Allocate spend per department or project and track it against budget in real time.
Control SaaS spend
Issue dedicated cards for software subscriptions and kill them when a tool is cancelled.
Pay suppliers
Issue single-use or recurring cards for vendor payments with full controls.
Travel & expense
Give travelling staff cards with geo and category limits, and capture receipts on the go.
Everything Your Finance Team Needs
From issuance to reconciliation — the entire spend workflow, handled.
Real-time spend controls
Set per-card limits and merchant category restrictions so funds can only go where intended.
Card payments with 3D Secure
Process Visa and Mastercard with PCI DSS compliance and built-in fraud prevention.
Instant card issuance
Issue virtual cards in seconds and physical cards on demand — all via API or dashboard.
Automated reconciliation
Real-time webhooks feed your accounting tools so reconciliation is continuous, not monthly.
Close the Books Faster
Real-time controls and automated reconciliation cut expense admin to near zero.
Spend you can see as it happens
No more chasing receipts or waiting for the statement. Every authorization streams to your finance stack in real time, with the controls to stop overspend before it happens.
Instant refund processing
Process refunds to the original card with full tracking.
Spend analytics
Track spend by team, card, and category in real time.
Spend in any currency
Issue and settle in USD, EUR, and 25+ local currencies.
Get Started in 3 Steps
From sign-up to issuing cards in as little as 30 minutes.
Create Account
Sign up for a Fyatu business account and get API keys instantly.
Issue Cards
Create corporate cards via API or dashboard and set spend controls.
Track & Reconcile
Monitor spend in real time and let reconciliation run automatically.
Got questions?
Everything you need to know about Fyatu for expense management.