What types of cards can I issue?

You can issue virtual prepaid Mastercard (USD and EUR) and Visa (USD) cards programmatically via API. Each card supports 3D Secure 2.0, and Visa cards also support Apple Pay and Google Pay tokenization.

How long does API integration take?

Most development teams complete integration in 1-3 days. Our REST API has clean, well-documented endpoints with working code samples in Node.js, PHP, Python, and more. The sandbox environment mirrors production exactly.

What are the available card products (BINs)?

We currently offer Mastercard World USD (MCWORLDUSD), Mastercard World EUR (MCWORLDEUR), and Visa Platinum USD (VISAPLATINUMUSD). Mastercard products have a $5 issuance fee, Visa Platinum is $10.

Do cards support Apple Pay and Google Pay?

Yes. Visa Platinum cards support Apple Pay and Google Pay tokenization out of the box. Cardholders receive a tokenization OTP via webhook (card.tokenization_otp event) to complete wallet enrollment.

How does 3D Secure work?

All cards support 3D Secure 2.0 authentication automatically. When a merchant requires 3DS, the cardholder is prompted to verify the transaction. You receive real-time webhook notifications for every 3DS challenge.

Can I freeze or cancel cards programmatically?

Yes. You can freeze (POST /cards/{id}/freeze), unfreeze (POST /cards/{id}/unfreeze), and permanently terminate (DELETE /cards/{id}) any card at any time via API. Status changes take effect immediately.

What webhooks are available for card events?

We support 11 card-related webhook events: card.created, card.funded, card.unloaded, card.frozen, card.unfrozen, card.terminated, card.replaced, card.transaction.approved, card.transaction.declined, card.transaction.reversed, and card.tokenization_otp.

What is the minimum card funding amount?

The minimum funding amount is $5 (or €5 for EUR cards). A funding fee applies based on your pricing plan — check the GET /account/pricing endpoint for your current rates.

Do I need my own PCI DSS certification?

No. Your integration inherits Fyatu's PCI DSS Level 1 compliance through our BIN Sponsor partners. You never handle raw card numbers — we manage all sensitive card data.

How does billing work?

Card issuing is charged per card issuance (from $5 per card) plus transaction fees. Your business wallet is funded with USDT, and fees are deducted automatically. Volume discounts are available on Enterprise and Premium plans.

What types of cards can I issue?

You can issue virtual prepaid Mastercard (USD and EUR) and Visa (USD) cards programmatically via API. Each card supports 3D Secure 2.0, and Visa cards also support Apple Pay and Google Pay tokenization.

How long does API integration take?

Most development teams complete integration in 1-3 days. Our REST API has clean, well-documented endpoints with working code samples in Node.js, PHP, Python, and more. The sandbox environment mirrors production exactly.

What are the available card products (BINs)?

We currently offer Mastercard World USD (MCWORLDUSD), Mastercard World EUR (MCWORLDEUR), and Visa Platinum USD (VISAPLATINUMUSD). Mastercard products have a $5 issuance fee, Visa Platinum is $10.

Do cards support Apple Pay and Google Pay?

Yes. Visa Platinum cards support Apple Pay and Google Pay tokenization out of the box. Cardholders receive a tokenization OTP via webhook (card.tokenization_otp event) to complete wallet enrollment.

How does 3D Secure work?

All cards support 3D Secure 2.0 authentication automatically. When a merchant requires 3DS, the cardholder is prompted to verify the transaction. You receive real-time webhook notifications for every 3DS challenge.

Can I freeze or cancel cards programmatically?

Yes. You can freeze (POST /cards/{id}/freeze), unfreeze (POST /cards/{id}/unfreeze), and permanently terminate (DELETE /cards/{id}) any card at any time via API. Status changes take effect immediately.

What webhooks are available for card events?

We support 11 card-related webhook events: card.created, card.funded, card.unloaded, card.frozen, card.unfrozen, card.terminated, card.replaced, card.transaction.approved, card.transaction.declined, card.transaction.reversed, and card.tokenization_otp.

What is the minimum card funding amount?

The minimum funding amount is $5 (or €5 for EUR cards). A funding fee applies based on your pricing plan — check the GET /account/pricing endpoint for your current rates.

Do I need my own PCI DSS certification?

No. Your integration inherits Fyatu's PCI DSS Level 1 compliance through our BIN Sponsor partners. You never handle raw card numbers — we manage all sensitive card data.

How does billing work?

Card issuing is charged per card issuance (from $5 per card) plus transaction fees. Your business wallet is funded with USDT, and fees are deducted automatically. Volume discounts are available on Enterprise and Premium plans.

API-First Platform

Issue Virtual Cards
Programmatically

Issue virtual debit cards, prepaid cards, and crypto-funded cards on Visa and Mastercard networks. 3D Secure, Apple Pay, Google Pay — all via a single REST API. Go live in days.

Start Issuing Cards View API Docs

PCI DSS Level 1 compliant • 3D Secure 2.0 • GDPR ready

POST /v3/cards

Sending request...

POST https://api.fyatu.com/api/v3/cards

{
  "success": true,
  "status": 201,
  "message": "Card created successfully",
  "data": {
    "id": "crd_",
    "name": "",
    "last4": "",
    "maskedNumber": "****",
    "brand": "",
    "status": "ACTIVE",
    "initialBalance": ,
    "expiryDate": "01/2030",
    "createdAt": "2026-03-23"
  }
}

Your Card, Your Brand

Launch your card program in days, not months.

9:41

Create Card

Card Name

Amount (USD)

Product

Create Card

Creating card...

Please wait

Card Created

Balance

Fund

Details

History

Powering card programs for businesses across Africa

Platform Infrastructure

Everything You Need to Launch

A complete card issuing infrastructure — from BIN sponsorship to real-time fraud monitoring.

Visa & Mastercard from a single integration

Issue on both networks. Choose network per cardholder, per use case — no re-integration required.

Both networks active

Real-time spend control

Approve or decline at the exact moment of purchase. Rules per merchant, category, or amount.

Netflix $49.99

Spotify $12.00

Amazon $230.00

3D Secure 2.0

Every transaction authenticated. Reduce chargebacks, meet SCA requirements. Included by default.

Frictionless · Challenge · SCA · PSD2

11 Webhook Events

Delivered in under 200ms. Every card lifecycle event, in real time.

card.created 12ms

card.transaction.approved 23ms

card.transaction.declined 15ms

card.frozen 9ms

Tokenized for digital wallets

Every card is Apple Pay and Google Pay ready. Tap to pay at any NFC terminal worldwide.

NFC · In-app · Online checkout

99.9%

Transaction success rate

<500ms

Card issuance speed

Real-time webhook events

180+

Countries accepted

Card Types

Every Card Type Your Business Needs

Issue the right card for every use case — all from a single API. Virtual, physical, prepaid, debit, crypto-funded, and wallet-ready.

Debit & Prepaid

Virtual · Instant

Virtual Debit & Prepaid Cards

Issue instant virtual debit and prepaid cards via API. Active in under 500ms. Set custom funding amounts, control spending limits, and terminate when done. Ideal for expenses, rewards, and disbursements.

Crypto-Funded

USDT · USDC

On-chain

Spend anywhere

Crypto-Funded Cards

Fund virtual cards directly from USDT wallets. Your users deposit crypto, spend with Visa or Mastercard anywhere. The bridge between crypto holdings and real-world payments.

Digital Wallets

NFC · Tap to pay

Tokenized Cards (Apple Pay & Google Pay)

Issue cards ready for Apple Pay and Google Pay tokenization. Cardholders receive an OTP via webhook to add their card to Apple Wallet or Google Wallet — tap to pay at any NFC terminal worldwide.

Strong Authentication

3D Secure 2.0

3D Secure Cards

Every card comes with 3D Secure 2.0 authentication built in. Reduce chargebacks, meet SCA requirements, and protect cardholders from unauthorized transactions — no extra integration needed.

Visa Network

Platinum · USD

Visa Cards

Issue Visa Platinum prepaid cards in USD. Accepted at 60M+ merchants globally. Apple Pay, Google Pay, and contactless ready. The brand recognition your users trust.

Mastercard Network

World · USD & EUR

Mastercard Cards

Issue Mastercard World prepaid cards in USD or EUR. Multiple BIN programs available. Global acceptance, 3D Secure, and real-time transaction webhooks.

Start issuing cards View API Reference

FAQ

Frequently Asked Questions

Everything you need to know about Fyatu Card Issuing.

Platform Features

Go Live in Minutes

Transparent by Design