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🚀 New Card Issuing API: Start issuing cards to your users from $0.5 per card. Learn more →
Visa Mastercard
Apple Pay Google Pay

Virtual Cards for the Modern World

Instant Visa & Mastercard virtual cards accepted on millions of websites worldwide. 3D Secure protected, multi-currency, and Apple Pay & Google Pay ready.

4.5/5 from 47,942 reviews

Fyatu virtual Visa and Mastercard cards

Cards issued

0 K+

Merchants worldwide

0 M+

Countries accepted

0 +

Success rate

0 %

One Card for Everything

From daily subscriptions to global shopping — your Fyatu card works everywhere you need it.

Online shopping with Fyatu virtual card
Online Shopping

Shop anywhere online

Pay on Amazon, eBay, AliExpress, and millions of merchants that accept Visa or Mastercard.

Subscriptions

Never miss a renewal

Set up reusable cards for Netflix, Spotify, ChatGPT, and all your favorite services.

Netflix OpenAI Google Spotify
Freelancer working remotely
Freelancing

Get paid, spend globally

Receive payments and spend anywhere in the world.

Paying bills online
Bills & Utilities

Pay bills in seconds

Utilities, airtime, data — all from your card balance.

Crypto trading and funding
Crypto & Trading

Fund from crypto

Deposit crypto, convert, and spend with your card.

Add to Your Wallet

Tokenize your Fyatu card for tap-to-pay everywhere. Apple Pay, Google Pay — your card, your device.

Visa & Mastercard accepted everywhere

Shop on millions of websites and apps worldwide with the world's largest payment networks.

Visa Mastercard

USD & EUR denominated cards

Create cards in US Dollars or Euros. Pay in any currency with automatic conversion.

US USD EU EUR

Tap to pay everywhere

Add to Apple Pay or Google Pay for contactless payments in-store and online.

Apple Pay Google Pay

Accepted on millions of websites & apps

From Amazon to Netflix, Spotify to Alibaba — pay on any platform that accepts Visa or Mastercard.

Netflix OpenAI

Secured by Design

Bank-grade security built into every card, every transaction, every time.

Every transaction,
protected

3D Secure 2.0 authentication on every purchase — the same standard trusted by major banks worldwide. Your card, your control.

3D Secure 2.0 PCI DSS Level 1 256-bit Encryption
Authentication

3DS on every purchase

Verified and authenticated before any charge goes through.

Control

Freeze instantly

Lock or delete your card from the app in one tap. You're always in control.

Monitoring

Real-time alerts

Instant push notifications for every charge, decline, and security event.

Get Your Card in 3 Steps

From download to your first payment in under 2 minutes.

1

Create Account

Download the Fyatu app and sign up in seconds. Verify your identity with a quick selfie.

2

Fund Your Wallet

Add money via mobile money, bank transfer, or crypto. Funds arrive instantly.

3

Create & Pay

Generate a virtual Visa or Mastercard and start paying online immediately.

Everything You Need,
All In One Place

From instant cards to global transfers, crypto trading to developer APIs — everything you need to move money freely, all in a single app.

Visa & MastercardApple Pay ReadyInstant Issuance

Virtual & Physical Cards

Issue Visa and Mastercard cards instantly. Pay for Netflix, Amazon, Spotify, Google, and any online service worldwide.

60M+

merchants accepted

5

BINs available

3 yrs

card validity

Fyatu Apple Pay card
180+ CountriesUnder 5 MinMobile Money

Global Money Transfers

Send to bank accounts, mobile wallets — MTN MoMo, M-Pesa, Airtel Money, Orange Money — or other Fyatu users, with no hidden fees.

<5 min

delivery time

0%

hidden markup

Fyatu global integrations
200+ CountriesData, SMS & CallsLocal Number

Global eSIMs

Stay connected in 200+ countries with data, SMS, and calls — plus a local number. No physical SIM needed — just scan, activate, and go.

200+

countries covered

Instant

activation

Global eSIM connectivity
All CarriersInstant Top-UpAfrica-Wide

Airtime & Data Bundles

Top up your phone or send airtime to anyone across Africa. Supports all major carriers including MTN, Airtel, Orange, Vodacom, and more — instantly and at face value.

50+

carriers supported

Instant

delivery

Young woman using Fyatu for airtime
REST APIWebhooksSDKs

Card Issuing API

Issue virtual and physical cards programmatically via REST API. Embed card issuing, payments, and payouts into your own platform with Fyatu's developer-first infrastructure.

50+

API endpoints

~200ms

avg. response

Developer building with API

Got questions?

Everything you need to know about Fyatu virtual cards.

Fyatu offers both Visa and Mastercard virtual cards denominated in USD and EUR. You can create single-use cards for one-time purchases or reusable cards for subscriptions and recurring payments. All cards support 3D Secure authentication.
Fyatu virtual cards are accepted anywhere Visa or Mastercard is supported online — including Amazon, Netflix, Spotify, Google Play, Apple, Alibaba, and millions of other merchants in 180+ countries worldwide.
Yes. Fyatu offers tokenized cards compatible with both Apple Pay and Google Pay. Add your card to your digital wallet for tap-to-pay convenience at NFC terminals and one-tap online checkouts.
You can create cards denominated in USD or EUR. Your card accepts payments in any currency worldwide with automatic conversion at competitive exchange rates — no hidden markups.
Fund your card from your Fyatu wallet using mobile money (MTN, Airtel, M-Pesa, Orange Money), bank transfer, crypto deposit, or agent deposit. Funds appear on your card instantly once the wallet is credited.
Every Fyatu card is protected with 3D Secure 2.0 authentication, real-time fraud monitoring, and PCI DSS Level 1 compliance. You can freeze, unfreeze, or delete cards instantly from the app. Tokenized wallet payments never share your actual card number with merchants.

Download Fyatu & Take Control

Virtual cards, global transfers, eSIMs and top-ups — all in one app. Join over 1M users.