Stop Recurring Payment
The cardholder has instructed their issuing bank to stop recurring payments to this specific merchant. The issuer will decline all future recurring charges from this merchant's billing descriptor.
Why does code R0 occur?
- Cardholder contacted their bank to stop a specific subscription
- Dispute filed on a recurring charge
- Cardholder unable to cancel subscription directly with merchant
- Recurring charge on a replaced card that the cardholder wants stopped
Can this transaction be retried?
No, code R0 is a hard decline and should not be retried. The underlying issue is permanent and the same card details will continue to be declined. Ask the customer for an alternative payment method.
What merchants should do
Stop all recurring charges to this card immediately. Do not retry. Remove the card from your billing system. Contact the customer through other channels (email, in-app) to resolve any billing disputes or offer alternative payment methods.
What cardholders should do
Your bank has cancelled recurring payments to this merchant as you requested. If you still want the service, contact the merchant directly to set up billing with a different payment method.
Code R0 at a glance
Response Code
R0
Name
Stop Recurring Payment
Category
hard decline
Retryable
No
Related Decline Codes
Stop All Recurring Payments
The cardholder has instructed their issuing bank to stop all recurring payments on this card — not just from one merchant. Every recurring billing attempt on this card will be declined.
Restricted Card
The card has been restricted by the issuing bank and cannot be used for any transactions. This is a broad block that is typically applied for compliance, regulatory, or security reasons.
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Decline Code R0 FAQ
Frequently asked questions about decline code R0: Stop Recurring Payment.