Card Issuing API for Latin America

Yes. Fyatu's API supports multi-market card programs under a single integration. You can issue virtual cards and prepaid cards to users in Brazil, Mexico, Colombia, Argentina, and across Latin America from one API account. Each cardholder record carries jurisdiction and KYC fields, and your card product can define region-specific spend rules or currency settings. This eliminates the need to build separate card issuing integrations for each country you operate in.

JIT (Just-in-Time) authorization is especially valuable in Latin America where prepaid card programs are common for corporate expense management. When an employee attempts a transaction, Fyatu fires a webhook to your server in real time — you check against your balance ledger and business rules, then return an approve or decline response. This means you never need to pre-fund cards with large float amounts. For businesses in Brazil or Mexico managing hundreds of employee cards, JIT authorization eliminates funding risk entirely.

Yes. Cards issued through Fyatu's platform are Apple Pay and Google Pay eligible from the moment of issuance. In markets like Brazil and Mexico, where mobile wallet adoption is accelerating rapidly, this is a key differentiator for your product. Your end users can add their virtual or prepaid card to Apple Wallet or Google Wallet immediately after account creation, without any physical card delivery delay.

Reap focuses primarily on Asia-Pacific markets — its LATAM BIN coverage, regional support, and pricing transparency are limited compared to its Asia offering. Fyatu provides dedicated Visa and Mastercard BINs with LATAM coverage, transparent per-card pricing ($0.50 per virtual card), a setup fee starting at $4,300, and stablecoin funding (USDT & USDC) as the core funding rail. For Latin American fintechs needing a card issuing API built for their region — not bolted on — Fyatu is the more practical choice at any scale.

The fastest path is to register at web.fyatu.com, complete your business onboarding (typically 3–5 business days with standard KYB documentation), select your card product configuration (virtual or physical, Visa or Mastercard, spend limits, MCC rules), and begin issuing cards via the REST API. Fyatu's sandbox environment is provisioned once your program is approved, so your engineering team can build and test against the live API surface before going live. Most programs go from API integration to live card issuance in under 6 weeks.