Card Issuing API for Mexico

Yes. Fyatu issues through pre-licensed Visa and Mastercard BIN sponsorship, so you do not need your own IFPE or SOFIPO authorisation from the CNBV to launch a card program. You build the product and own the customer relationship; the issuing licence, scheme membership and compliance obligations sit with Fyatu and its sponsoring institutions. This is the difference between launching in weeks and waiting years for regulatory approval.

Virtual and prepaid Visa and Mastercard cards, issued via REST API with real-time webhooks. That includes card creation and lifecycle management, per-card and per-cardholder spend controls (daily and monthly limits, MCC allow and block lists, geographic and single-merchant locks), JIT authorization, 3D Secure 2, and Apple Pay and Google Pay eligibility from issuance. Cardholder records carry jurisdiction and KYC fields so a single integration can serve Mexico alongside Brazil, Colombia and the rest of LATAM.

Fyatu card programs settle in USD, with stablecoin funding (USDT and USDC) as the primary funding rail. For Mexican fintechs this removes the correspondent banking friction that normally sits between a local treasury and a card program, and it means you are not dependent on a domestic settlement window to keep cards live. Multi-currency card products are configurable per program — talk to us about your specific MXN and USD flows.

Sandbox access is provisioned once your program is approved, so your engineers can build against the live API surface while the rest of onboarding finishes. Business onboarding with standard KYB documentation runs alongside it. Most Mexican programs go from first API call to live card issuance in about four days — the constraint is usually your own product build, not the issuing infrastructure.

Yes, and this is the main reason multi-market fintechs choose Fyatu over a domestic processor. Each LATAM country runs its own licensing regime — CNBV in Mexico, BCB in Brazil, SFC in Colombia — and building against each one separately is what makes regional expansion slow. One Fyatu API contract covers issuance across Mexico, Brazil, Colombia, Argentina, Chile, Peru and 180+ countries in total, with region-specific spend rules configurable per card product.

Pricing is a $4,300 setup fee, a monthly minimum from $1,200, and $0.50 per virtual card issued, with no volume minimums on card counts. That is the full commercial picture rather than a quote-only page — we publish it because the alternative in this market is usually months of back-and-forth before you learn whether a provider is even viable at your stage. Request the full breakdown for interchange, FX and settlement detail specific to your program.