497631
VISA credit card issued by BANQUE FRANCAISE COMMERCIALE OCEAN INDIEN in FRANCE.
credit CLASSIC 
FRANCE 4976 31XX XXXX XXXX
Cardholder Name
John Doe
Card
- Brand
- VISA
- Type
- credit
- Category
- CLASSIC
- Prepaid
- No
Issuer
- Country
- france
- Phone
- —
- Website
- —
What does BIN 497631 tell us?
BIN 497631 belongs to the VISA network and is issued by BANQUE FRANCAISE COMMERCIALE OCEAN INDIEN in FRANCE. This is a credit card (not prepaid).
The first 6 digits of this card number uniquely identify the issuing institution and card program. This information is used by payment processors, fraud detection systems, and merchants to route transactions and validate cards.
BIN data is public information shared across millions of cards. Knowing a BIN does not expose any personal or account information. The remaining digits are unique to each cardholder and include a check digit validated by the Luhn algorithm.
BIN 497631 FAQ
Common questions about BIN 497631 and card identification.