412516
412516 is a Visa Debit card issued by Universal Investment Bank AD Skopje in North Macedonia. It is issued to an individual for personal spending, on the Classic product tier.
debit CLASSIC 
MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF 4125 16XX XXXX XXXX
Cardholder Name
John Doe
Card
- Brand
- VISA
- Type
- debit
- Category
- CLASSIC
- Spending
- Consumer
Issuer
- Phone
- —
- Website
- —
Other BINs from UNIVERSAL INVESTMENT BANK AD SKOPJE
| BIN | Brand | Type | Category |
|---|---|---|---|
| 412515 | visa | credit | CLASSIC |
| 412517 | visa | credit | VISA |
| 439353 | visa | credit | VISA |
| 467156 | visa | credit | GOLD |
| 512443 |  mastercard | credit | GOLD |
| 520317 | mastercard | credit | STANDARD |
| 535582 | mastercard | debit | STANDARD |
| 539257 | mastercard | debit | WORLD |
| 552725 | mastercard | credit | BUSINESS |
| 676282 |  maestro | debit | MAESTRO |
| 677032 | maestro | debit | PERSONAL |
| 677683 | maestro | debit | PERSONAL |
What does BIN 412516 tell us?
BIN 412516 belongs to the VISA network and is issued by UNIVERSAL INVESTMENT BANK AD SKOPJE in MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF. This is a debit card (not prepaid).
The first 6 digits of this card number uniquely identify the issuing institution and card program. This information is used by payment processors, fraud detection systems, and merchants to route transactions and validate cards.
BIN data is public information shared across millions of cards. Knowing a BIN does not expose any personal or account information. The remaining digits are unique to each cardholder and include a check digit validated by the Luhn algorithm.
BIN 412516 FAQ
Common questions about BIN 412516 and card identification.