406995
406995 is a Visa Debit card issued by Sterling Bank PLC in Nigeria. It is a prepaid card — loaded with funds in advance rather than drawing on an account or credit line — issued to an individual for personal spending.
debit PREPAID Prepaid 
NIGERIA 4069 95XX XXXX XXXX
Cardholder Name
John Doe
Card
- Brand
- VISA
- Type
- debit
- Category
- PREPAID
- Spending
- Consumer
Issuer
- Bank
- STERLING BANK PLC
- Country
- nigeria
- Phone
- —
- Website
- —
Other BINs from STERLING BANK PLC
| BIN | Brand | Type | Category |
|---|---|---|---|
| 400845 | visa | debit | GOLD |
| 400890 | visa | debit | PLATINUM |
| 406162 | visa | credit | VISA |
| 430104 | visa | credit | GOLD |
| 430116 | visa | debit | PLATINUM |
| 434609 | visa | credit | INFINITE |
| 445817 | visa | debit | GOLD |
| 450710 | visa | credit | PLATINUM |
| 460802 | visa | credit | SIGNATURE |
| 471232 | visa | credit | CLASSIC |
| 488992 | visa | debit | CLASSIC |
| 515872 |  mastercard | debit | WORLD |
What does BIN 406995 tell us?
BIN 406995 belongs to the VISA network and is issued by STERLING BANK PLC in NIGERIA. This is a debit card (prepaid).
The first 6 digits of this card number uniquely identify the issuing institution and card program. This information is used by payment processors, fraud detection systems, and merchants to route transactions and validate cards.
BIN data is public information shared across millions of cards. Knowing a BIN does not expose any personal or account information. The remaining digits are unique to each cardholder and include a check digit validated by the Luhn algorithm.
BIN 406995 FAQ
Common questions about BIN 406995 and card identification.