Skip to main content
CARD ISSUING Build a card program for any use case — and approve every authorization in real time. See how →
BIN lookup

402395

VISA credit card issued by BANCO UNIVERSAL S.A. UNIBANCO in ECUADOR.

VISA logo credit PLATINUM ECUADOR flag ECUADOR

4023 95XX XXXX XXXX

Cardholder Name

John Doe

VISA logo

Card

Brand
VISA logo VISA
Type
credit
Category
PLATINUM
Prepaid
No

Issuer

Country
ecuador
Phone
Website
What does BIN 402395 tell us?

BIN 402395 belongs to the VISA network and is issued by BANCO UNIVERSAL S.A. UNIBANCO in ECUADOR. This is a credit card (not prepaid).

The first 6 digits of this card number uniquely identify the issuing institution and card program. This information is used by payment processors, fraud detection systems, and merchants to route transactions and validate cards.

BIN data is public information shared across millions of cards. Knowing a BIN does not expose any personal or account information. The remaining digits are unique to each cardholder and include a check digit validated by the Luhn algorithm.

FAQ

BIN 402395 FAQ

Common questions about BIN 402395 and card identification.

Skip the 18-Month Bank Negotiation.