542381
542381 is a Mastercard Debit card issued by Optum Bank, Inc. in the United States. It is a prepaid card — loaded with funds in advance rather than drawing on an account or credit line — issued to an individual for personal spending.
debit PREPAID FLEX BENEFIT Prepaid 
UNITED STATES 5423 81XX XXXX XXXX
Cardholder Name
John Doe
Card
- Brand
- MASTERCARD
- Type
- debit
- Category
- PREPAID FLEX BENEFIT
- Spending
- Consumer
Issuer
- Bank
- OPTUM BANK, INC.
- Country
- united states
- Phone
- —
- Website
- www.optumbank.com/
Other BINs from OPTUM BANK, INC.
| BIN | Brand | Type | Category |
|---|---|---|---|
| 511101 | mastercard | debit | PREPAID EMPLOYEE INCENTIVE |
| 511137 | mastercard | debit | CLASSIC |
| 514552 | mastercard | debit | PREPAID FLEX BENEFIT |
| 515087 | mastercard | debit | PREPAID HEALTHCARE NON-TAX |
| 515107 | mastercard | debit | PREPAID FLEX BENEFIT |
| 516122 | mastercard | debit | PREPAID WORKPLACE B2B |
| 519435 | mastercard | debit | PREPAID HEALTHCARE NON-TAX |
| 528972 | mastercard | debit | PREPAID WORKPLACE B2B |
| 530667 | mastercard | debit | PREPAID HSA SUBSTANTIATED |
| 530736 | mastercard | debit | CLASSIC |
| 532086 | mastercard | debit | PREPAID WORKPLACE B2B |
| 533234 | mastercard | debit | PREPAID WORKPLACE B2B |
What does BIN 542381 tell us?
BIN 542381 belongs to the MASTERCARD network and is issued by OPTUM BANK, INC. in UNITED STATES. This is a debit card (prepaid).
The first 6 digits of this card number uniquely identify the issuing institution and card program. This information is used by payment processors, fraud detection systems, and merchants to route transactions and validate cards.
BIN data is public information shared across millions of cards. Knowing a BIN does not expose any personal or account information. The remaining digits are unique to each cardholder and include a check digit validated by the Luhn algorithm.
BIN 542381 FAQ
Common questions about BIN 542381 and card identification.