Send Money to Any Wallet: Fyatu Enables Cross-Platform Transfers Across Africa
Breaking Down Financial Walls
Sending money across Africa has always meant navigating a maze of incompatible systems. Your M-Pesa cannot talk to Orange Money. Your Airtel Money cannot reach a Wave wallet. Your bank app cannot send to a mobile money agent. Until now.
Fyatu Send now supports direct interoperable transfers to external wallets and financial platforms across the continent. Send money from your Fyatu account to virtually any mobile money wallet, online bank, or digital wallet in Africa — instantly and at low cost.
Where You Can Send
Mobile Money Wallets
- MTN Mobile Money — Cameroon, Uganda, Ghana, Rwanda, Benin, Ivory Coast, Congo
- Airtel Money — Uganda, Tanzania, Kenya, Malawi, DRC, Niger, Chad
- Orange Money — Cameroon, Senegal, Ivory Coast, Mali, Burkina Faso, Madagascar
- M-Pesa — Kenya, Tanzania, DRC, Mozambique, Ghana
- Wave — Senegal, Ivory Coast, Mali, Burkina Faso
- And 20+ more operators across the continent
Online Banks and Wallets
- Chipper Cash — Pan-African
- Flutterwave — Nigeria, Kenya, Ghana
- Local bank accounts — Direct deposit to bank accounts in 30+ African countries
See the full list on our Payment Methods page.
How to Send Money with Fyatu
- Open the Fyatu app and tap “Send Money”
- Choose the destination — select the wallet type and country
- Enter the recipient’s number or account details
- Review the amount and fee — exchange rates are shown in real-time
- Confirm and send — funds arrive within seconds for mobile money, minutes for bank transfers
No recipient app download required. No account creation on the other end. The money arrives in whatever wallet or account they already use. Fund your Fyatu wallet via mobile money, bank transfer, or crypto to get started.
Transparent, Competitive Pricing
Every transfer shows the exact fee and exchange rate before you confirm. No hidden charges, no inflated spreads. Fees start at 1% for mobile money transfers and vary by corridor and destination. View our full pricing breakdown.
Why Interoperability Matters
Africa has over 800 million mobile money accounts across hundreds of providers. But most of these systems operate in isolation. A user on one platform cannot easily send to someone on another. This fragmentation costs real money and real time to millions of people who depend on digital transfers.
Fyatu’s interoperability layer connects these isolated networks into one seamless experience. We handle the routing, currency conversion, and compliance — you just pick a recipient and send.
For Businesses: Payouts API
If you run a platform that needs to send payouts across Africa, our Payouts API supports all the same destinations. Send thousands of payments to mixed wallet types in a single batch — mobile money, bank accounts, and digital wallets combined. Explore our business solutions to learn more.
Start Sending Today
Cross-platform transfers are live for all Fyatu users. Create your free account or open the app and try sending to an external wallet today.
