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Personal Banking

Financial Freedom at Your Fingertips

Virtual cards, instant transfers, crypto trading, mobile top-ups, and more. Everything you need to manage your money, all in one powerful platform.

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4.5/5 from 47,942 reviews

All Your Financial Needs, One Platform

From spending globally to sending money home, Fyatu puts the power of modern finance in your hands.

Virtual Cards

Instant Visa and Mastercard virtual cards for online shopping, subscriptions, and global payments.

Send Money

Transfer funds to 180+ countries instantly with low fees and great exchange rates.

Receive Money

Get paid from anywhere in the world directly into your Fyatu wallet.

Mobile Recharge

Top up any mobile phone worldwide. All major carriers supported across Africa and beyond.

Crypto Exchange

Buy, sell, and swap Bitcoin, Ethereum, USDT, and more at competitive rates.

eSIM

Stay connected while traveling with affordable eSIM data plans for 100+ countries.

PayPal Withdrawal

Withdraw your PayPal balance to local currency quickly and securely.

Earn While You Share

Turn your network into income. Join one of our earning programs and start making money today.

Referral Program

Earn up to $5 for every friend you refer who signs up and makes their first transaction.

Agent Program

Become a Fyatu agent in your community and earn commissions on every transaction.

Ambassador Program

Represent Fyatu in your region, host events, and earn exclusive rewards.

Personal Products FAQ

Everything you need to know about getting started.

Fyatu offers virtual cards, money transfers (send and receive), mobile recharge, cryptocurrency exchange, eSIM data plans, and PayPal withdrawal services. All accessible from one account.
Basic services are available immediately after sign-up. For higher transaction limits and full access to all features, you will need to complete KYC verification, which takes just a few minutes.
Fyatu supports multiple currencies including USD, EUR, GBP, and many African currencies. You can hold, convert, and transact in the currency that works best for you.
Fyatu serves users across 180+ countries worldwide, with a primary focus on African markets. Download the app or visit our website to check availability in your region.
Fyatu offers three earning programs: the Referral Program (earn per referral), the Agent Program (earn commissions in your community), and the Ambassador Program (represent Fyatu in your region).

Ready to take control of your finances?

Join 1,000,000+ users who trust Fyatu for virtual cards, transfers, crypto, and more.

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