Ship Card Programs in Days, Not Months
One API call to issue virtual and physical cards, manage cardholders, and process transactions. Production-ready SDKs, real-time webhooks, and a sandbox that mirrors live — so you can go from first line of code to first card issued, fast.
4.5/5 from 47,942 reviews
~ms
Avg. Response Time
%
Uptime SLA
K+
Requests / sec
+
API Endpoints
Infrastructure You Can Trust
Your card program handles real money. Our infrastructure is built to match — battle-tested security, guaranteed uptime, and elastic scaling from day one.
Elastic Scaling
Issue 10 cards or 10 million — the API scales automatically. No capacity planning, no infrastructure provisioning, no surprises on launch day.
Bank-Grade Security
PCI DSS Level 1 compliant. Every API call is authenticated, encrypted in transit and at rest, and logged for audit.
99.9% Uptime SLA
Multi-region deployment with automatic failover. Real-time status monitoring and incident alerts.
Sandbox That Mirrors Live
Test your integration end-to-end with simulated transactions, test cards, and webhook delivery. Move to production with a single environment switch.
Powerful Open APIs
Accelerate development with our open APIs and webhooks, and create new card experiences in days.
Documentation
Step-by-step integration guides for card issuing, collections, and payouts across Africa
API Reference
Complete REST API reference with endpoints, request schemas, and response examples
SDKs & Libraries
Official SDKs for Node.js, Python, PHP, Ruby, and Go to accelerate your integration
Everything You Need to Build
From issuing your first card to processing millions of transactions — every tool, endpoint, and integration, ready out of the box.
Real-Time Webhooks
Instant notifications for every transaction, authorization, and card event. Automatic retries with exponential backoff.
Transaction Controls
Set spending limits, restrict merchant categories, block countries, and enforce velocity rules — all per card via API.
Apple Pay & Google Pay
Tokenize cards for mobile wallets with a single endpoint. Enable contactless payments on Apple Pay, Google Pay, and Samsung Pay.
Multi-Currency & Stablecoins
Issue cards in USD, EUR, USDT, and USDC. Fund with stablecoins or fiat, with automatic FX conversion and transparent rates across 150+ countries.
3D Secure Authentication
Built-in 3DS2 support for every card. Reduce fraud and chargebacks with strong customer authentication while keeping checkout frictionless.
Start building with Fyatu
Get your API keys and ship your first integration in minutes. Free sandbox access included.